Life doesn’t always go as planned. When you first signed up to receive financial aid or agreed to the terms of a student loan, you were predicting what your financial situation would be like after graduation. And for many graduates… things are very different now.  

The good news is that there are nine different federal repayment plans that provide options for recalculating and in some cases forgiving a portion of student loan debt.

With over 12 years of experience helping our clients navigate life’s most difficult financial situations, our team is uniquely suited to evaluate your financial profile and determine your eligibility for specific programs.

Scott A. Ciolek handles student loan lawsuits and other student loan issues for clients in Michigan and Ohio. Scott’s practice also includes examining the dischargeability of student loans in bankruptcy in certain circumstances.

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U.S. District Court Central District of Illinois
U.S. 6th Circuit Court of Appeals