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What to do about federal loans

There have been many inquires from recent grads that can’t afford the minimum payment due on federal loans. Defaulting can lead to wage garnishment, tax offset, and negative credit reporting. Anyone in danger of defaulting should try contacting the servicer to...

Should I settle my student loan debt?

In certain situations, settling student loan debt is the the way to go. If you have a lump sum of cash to offer, you might be able to get a very good deal and settle the debt once and for all.  Sometimes debt collectors will offer a decent payment option.  If...