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Direct Loan Program

William D. Ford Federal Direct Loan (Direct Loan) Program Student loans provided by the U.S. Department of Education to enable a student or parent to pay for education after high school. Eligible students and parents borrow directly from the U.S. Department of...

PLUS Loan

PLUS Loan Direct PLUS Loans are student loans for eligible graduate or professional students and eligible parents of dependent undergraduate students to help pay for the cost of the student’s education at participating schools.* Includes Direct PLUS Loans (made...

Partial Financial Hardship

Partial Financial Hardship  A circumstance in which the annual amount due on all eligible student loans at the time you enter repayment as calculated under the 10-year Standard Repayment Plan exceeds 15% of the difference between your Adjusted Gross Income and 150% of...