Ohio: 419-740-5935 Michigan: (734) 887-6881 info@counselor.pro

Student Loan Attorney Scott Ciolek

Scott Ciolek represents clients in Ohio and Michigan with student loan issues, including student loans lawsuits and student loans in bankruptcy.  Call now or use the contact form to get help today!

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Ohio & Michigan Student Loan Attorney Scott Ciolek

Serving Ohio and Michigan

If you have received a Summons and Complaint you have a limited amount of time to respond. You must respond in the proper form and to the proper parties or you may be at risk for wage and/or bank account garnishment, liens against property, etc.  If you don’t want to defend yourself against the lawsuit, Attorney Scott Ciolek of Ciolek LTD. has the experience to guide you through this process.

Another option may be to settle with the student loan company like National Collegiate Trust or consider filing a Chapter 13 bankruptcy (although this option likely won’t wipe out the debt).  There’s often not a perfect solution, but you should know your options to make an informed decision.

If you’ve defaulted on a private student loan and are currently being sued, please contact fill out the online form to find out if Ciolek LTD. can assist with your lawsuit.

What to Do if Sued by National Collegiate Student Loan Trust

National Collegiate Student Loan Trust is seemingly one of the more aggressive debt collectors going after student debtors. Student debtors and their co-signers often are served with multiple lawsuits at one time. If you ignore the lawsuit(s), a default judgment will likely be entered against you and they may obtain a garnishment to collect the amount owed. If you’re being sued by National Collegiate Student Loan Trust (NCT), please fill out the online form for a lawsuit review and quote for representation. Ciolek LTD. charges a flat fee for these types of cases.

Ciolek LTD. is a Debt Relief Agency helping people file for bankruptcy relief under the bankruptcy code. In general, student loans are not dischargeable in bankruptcy. The information on this Bankruptcy Attorney / Law Firm website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.